How our consultation process works

We combine analytical reviews with personal context to provide recommendations that align with your habits, preferences, and values.

Collaborative support

We adapt methods to your situation, offering steady guidance throughout the process.

Goal alignment

Consultations focus on setting priorities to match your values rather than arbitrary benchmarks.

Meet Our Team

Your partners for a clearer financial path

Leah Cohen

Lead Advisor

Master of Business Administration McGill University

Zero-based budgeting

Baypoint Solutions

With over a decade of client-facing experience, Leah brings a calm, creative approach to consultations. She specializes in practical zero-based solutions for Canadians seeking clarity.

Ravi Patel

Strategy Analyst

Bachelor of Commerce University of Toronto

Expense allocation review

Northern Advisors

Ravi helps clients unpack their priorities with clear analytics and patient support. He has a track record of helping individuals turn insight into sustainable routines.

Claire Tremblay

Client Liaison

BA in Communications Université de Montréal

Client engagement

Unity Group

Claire excels at keeping the experience approachable and organized. She ensures clients have the resources they need and their experiences remain positive.

Bryan Ng

Process Designer

Bachelor of Management University of Calgary

Process organization

TrueSight Services

Bryan designs consultation flows, making sure each engagement is tailored and efficient. Clients value his structured approach and respect for privacy.

Step-by-step consultation process

Understand how we guide you through reviews, planning, and ongoing support. Each stage is designed for practical application and adaptability, always putting you in control.

Discovery & value mapping

We begin by understanding your unique situation and identifying the beliefs that shape your financial decisions. This first step provides the foundation for every action going forward and sets a clear purpose.

Confidential conversation lasting 45–60 minutes.

Zero-based budget development

Together we build a zero-based budget plan that reflects your priorities. We review your allocations and discuss alternatives until you feel confident in your direction and decision-making process.

Personalized plan creation and documentation provided.

Ongoing reviews & adaptive support

After your plan is in place, monthly or as-needed sessions help fine-tune your approach, manage changes, and keep your progress aligned with real-life shifts. Support adapts as your situation evolves.

Flexible follow-ups; email and virtual meetings available.

What you gain with our approach

See how values-focused consultations compare to generic planning services

A traditional service may provide a generic plan, but we prioritize ongoing collaboration and transparency.

Values-Based

elyn0vara Consultations

Personal reviews built around your priorities

Varies

Personalized reviews

Approach adapts to your priorities and preferences

Confidential consultations

All sessions private and securely managed

Flexible ongoing support

Adjust to life changes at your pace

Transparent recommendations

No hidden recommendations or unclear steps

Standardized plans

Plans follow generic templates

Generic Advisory

Standardized service with minimal customization